The turmoil of the real estate and financial markets has lead many people listening to the WRONG advice on what to do in these changing times. From the government stimulus package to the changes in the conforming loans, politicians are scurrying in this election year to make you feel safe. But the honest truth is that these cycles come and go like the tides of the ocean and only sound financial choices and having advisors who arent sharks will keep you on the straight and narrow.