Prosper Television Commercial. Lara, a real Prosper borrower, got a personal loan for her fashion design business at prosper.com. John, a Staten Island cop, was one of the lenders who contributed to her loan. Prosper is an online community for lending and borrowing money. Prosper is a P2P (peer-to-peer) online community for lending and borrowing money. At prosper.com, borrowers can get borrow money / get a loan at a great rate and lenders can earn excellent returns.