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You've worked hard to put a down payment on your new home and have made your monthly mortgage payments for years, so now it's time to enjoy the fruits of your labor.

Consider leveraging your property to create passive income. A single-family home is an asset that you can leverage in several ways to generate passive income. You can rent out the property to a tenant and charge them monthly rent. This will require you to screen tenants, as well as make repairs on the home to keep it habitable for renters.

Or you can sell it on a lease-to-own agreement to someone who wants to buy but doesn't have 20 percent down. This allows you to live off of the monthly rent while the tenant saves up cash for a down payment.
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