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Do VA loans offer fixed and adjustable rates? The http://www.directvaloans.com VA loan FAQ video series addresses this commonly asked question. VA mortgage programs offer the possibility of both adjustable rate and fixed rate loans, but not all VA lenders offer ARMs. VA loans with a fixed rate have a permanent interest rate for the loans duration. Adjustable rates typically start lower than fixed rates, and may adjust up or down during the life of the loan. Deciding if an adjustable or fixed rate VA mortgage is your best choice can depend on how long you plan to own the home. Speak with a VA loan professional to find out more information about the differences between fixed and adjustable VA home loan rates. For the complete video series and to find more answers to your most commonly asked VA loan questions visit http://www.directvaloans.com/VA-Loan-Questions/Default.aspx.