PREPARING FOR LONG TERM CARE IS YOUR RESPONSIBILITY.
Long term care insurance can play a critical role,providing a variety of important benefits:
. Insurance is primarily designed to cover the costs associated with long term care
while helping protect your retirement income for the purpose you intended.
. It enables you to participate in the choice of where you receive care, including at home where most people prefer to stay, at an adult day care center or in a nursing home.
.The cost of coverage is based in part on your age and health when you apply. So, the younger and healthier you are, the lower your premiums may be.
Long term care insurance doesn't replace what families do, but it does help them provide care
for their loved ones better and longer.
