Most people are not able to purchase their homes with cash. Instead, the majority of people need a mortgage loan to finance the purchase of their homes. For many first-time home buyers, mortgages are stressful, but they don't have to be difficult. With a little preparation and basic understanding of how the process works, applying for a mortgage and closing the loan can be easy and anxiety-free. For more information on the types of lenders and mortgages available, please pick up a copy of the national best-seller, Home Buying by the Experts. The book is written by Brian Yui, the C.E.O. of HouseRebate.com. HouseRebate.com -- Share the Wealth!!
