http://www.youtube.com/watch?v=L2PSAZF-XvA How To Eliminate Credit Card Debt and Reclaim Mis Sold PPI. 10 things you need to know for a successful claim. The Consumer Credit Act of 1974 was introduced to protect Consumers from financial mis-selling. However, the legislation was unclear and we now find that many agreements may not have complied with the Act and this could render them unenforceable. The Consumer credit Act 2006 made it clear that consumers could now challenge the validity of credit agreements if they were found to be unfair. This applies to any of the following:Secured Loans, Unsecured loans, Car Loans, Home Improvement loans, Credit/Store cards In fact any credit card or loan that has a balance of ã2,000 or over can be audited by our panel of solicitors to see if you have a claim. Please visit http://www.WiseBankers.com now to see if you have a claim.